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Homeowners

Energy Finance Solutions offers financing for a wide range of energy efficiency measures.

The green highlighted states on the map currently have EFS financing programs which are sponsored by a local utility, energy efficiency company or contractor organization.

Select from the list below to read the specific guidelines for the program.

Alabama

• EFS Alabama Loan Program - Financing program available to Alabama homeowners for qualified energy efficient improvements.
  
  

Alaska

• Alaska - EFS is operating a loan program in Alaska. More information will be posted soon. If you have questions on the loan program, please call 1.888.264.4367.
  
  

Arkansas

• EFS Arkansas Loan Program - Financing program available to Arkansas homeowners for qualified energy efficient improvements.
  
  

Georgia

• EFS Georgia Loan Program - Energy Finance Solutions is offering a loan program to Georgia homeowners. Homeowners may finance a number of energy efficient improvements for their home.
  
  
• Home Performance with ENERGY STAR^® Loan Program - Southface Energy Institute is offering a loan program to help customers finance qualified energy efficient improvements to enhance the energy performance, durability, healthiness, and safety of their home. This program is currently available in the Atlanta area only.
  
  

Hawaii

• Energy Solutions^SM for the Home Loan Program - Solar water heating loan program for qualified residents of Oahu. Sponsored by Hawaiian Electric Company, Inc.
  
  
• Residential Efficient Water Heating Program - New solar water heating loan program for qualified residents of the big island of Hawaii. Sponsored by Hawaii Electric Light Company, Inc.
  
  

Kentucky

• Kentucky Loan Program - Energy Finance Solutions is currently offering a financing program for Kentucky homeowners. Homeowners may finance a number of various energy efficient measures such as heating and cooling equipment, insulation, windows and doors, and many more.
  
  

Massachusetts

• RISE Energy Loan Program - A low-interest loan program for Massachusetts homeowners who are working with RISE Engineering.
  
  
• EFS Massachusetts Loan Program - A loan program designed for the Massachusetts homeowner.
  
  
• Equipment Financing Program - New England Gas Company has partnered with EFS to offer a financing program to new and existing customers electing to install qualified natural gas equipment.
  
  

New Jersey

• Home Performance with ENERGY STAR - The New Jersey Clean Energy Program, the Board of Public Utilities, and select gas and electric utilities have partnered with EFS to offer a financing program available to most residents of New Jersey.
  
  
• EFS New Jersey Loan Program - If you are making energy efficiency improvements to your home, please click here.
  
  

New York

• New York Home Performance with ENERGY STAR financing products - NYSERDA offers New York State residents two reduced-interest rate loan products to finance qualified residential energy efficiency improvements, as authorized by the Green Jobs-Green New York Act of 2009 and the Power NY Act of 2011.
  
  
• EFS New York Loan Program - If you are making energy efficiency improvements to your home, please click here.
  
  

Oregon

• EFS Oregon Loan Program - Energy Finance Solutions (EFS) is operating a financing program in Oregon.
  
  

Rhode Island

• EFS Rhode Island Loan Program - If you are making energy efficiency improvements to your home, please click here.
  
  
• Energy Wise Loan Program - A special financing offer available to eligible customers of National Grid.
  
  
• RISE Energy Loan Program - A low-interest loan program for Rhode Island homeowners who are working with RISE Engineering.
  
  

Tennessee

• TVA energy right^® Loan Program - The Tennessee Valley Authority has partnered with Energy Finance Solutions to provide customer financing for homeowners participating in its energy right^® program.
  
  

Texas

• CPS Energy Savers Loan Program - CPS Energy Savers Loan Program is brought to you in partnership with the City of San Antonio through the Department of Energy and is funded in part by the American Recovery and Reinvestment Act.
• EFS Texas Loan Program - Financing program available to Texas homeowners for qualified energy efficient improvements.
  
  

Wisconsin

• EFS Wisconsin Loan Program - If you are making energy efficiency improvements to your home, please click here.